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FICO score calculated by the equipment credit bureau, 15% comes from the length of your credit history. The length of your credit history is exactly what it seems, for how long credit cards are open. Unlike other parts of your credit score, no quick solution to improve the life of your credit history. The only way to improve a damaged credit life over the years. E 'is necessary to extend the deadline to build your credit history, the best thing you can do is to protect the life of the loan has already been established. Here are three tips to make sure the duration of the agreement remains as long as possible: Never close a credit card. If you close the card as part of a financial recovery plan, close to the most recent papers first. If you close the tab, which is 10 years, you lose all that length of credit history and reduce the overall credit score. 2 Rather than close the old cards with interest rates higher, which is rarely used by other cards. It 'important to continue to use the card at least once every six months for small purchases, like a gas tank. Then pay the balance in full. If you're not with the paper on a regular basis for the credit card companiesNuala fee, you do not want to pay, keep a tab open. Furthermore, it should be $ 70 per year and tens of thousands of dollars a good credit score can save. Avoid opening a second card with an annual fee to avoid the situation in the future. During the scoring credit rating companies take seriously the length of credit history. Take more history, for you have, the more accurate their estimates of its reliability. Moreover, as long as he had opened a credit card, you are less likely to default in the balance. It 'important when it comes to your credit, not only to establish a positive payment history, but to prove you're a credit score desirable in the long run.