My Way Credit

How_to_Block_Access_to_Credit_Reports Protect your identity.  Block access to your credit reports to stop identity theives from using YOUR personal information to obtain credit or loans in your name. The easiest way that we have found to block access to credit reports is to use LifeLock.  They will protect your identity and your credit - and it's guaranteed up to $1 million.  They put a block on your credit report, so if anyone tries to access your credit report you will be contacted immediately.  Simple as that.  LifeLock Identity Theft Prevention - Save 10% In addition, LifeLock will get your name and address removed from all junk mail lists.  Stealing your junk mail - you know all of those credit card, cell phone service, and other offers you get in the mail - is one of the easiest ways for a thief to steal your personal information.  It has been estimated that victims of identity theft spend hundreds of hours over several years to fix the mess caused by identity theives.  It's a nightmare that can be prevented.   You've heard the stories about individuals whose identities have been stolen. It's horrible … kids not getting student loans because someone has already ruined their credit, people losing homes because thieves placed mortgages they never knew existed, even innocent individuals ending up in jail. LifeLock can keep all of these things and more from happening to you. As seen on: (click icon to view article) Protect your personal information today with a subscription to LifeLock .  Tags: How_to_Block_Access_to_Credit_Reports

Veteran Identity Theft Breach

One year ago the personal information of 26.5 million veterans was stolen from the home of a Department of Veterans Affairs employee. “This security breach is the largest reported loss of personal information so far this year,” said LifeLock CEO Todd Davis. “The information that was taken can be a gold mine for identity thieves, and a major headache for veterans who become victims." 

Veterans, Protect Yourself Immediately! Click here!

LifeLock prevents identity theft by maintaining active fraud alerts with the three major credit bureaus as well as ChexSystems. The system makes personal information useless to everyone but the rightful owner. If someone attempts to open credit, change an address or make changes to bank accounts, LifeLock ensures that the right person is making the request.

Also unique to other ID theft prevention products on the market, LifeLock removes a member’s name from solicitation lists and junk mail, eliminating a primary target of ID thieves – the pre-approved credit offer. Best of all, LifeLock is backed by a $1 million guarantee to completely fix any problems if a client was ever compromised.

LifeLock Identity Theft Prevention - Save 10%

“We have a lot of veterans who are currently LifeLock customers,” Davis said. “They can rest assured that no matter who has their personal information, they’ll be protected. Now we want other veterans to know they can be safe, too." Based in Chandler, Arizona, LifeLock is the nation’s first and only preventative answer to identity theft that completely guarantees its service. The company was the first to offer special programs for children under 16 and victims of Hurricane Katrina and Rita.

Tags: Veteran Identity Theft Breach

Fix Bad Credit - Loan Help

If you are considering applying for a loan, order a copy of your credit report.  It's the best place to start. Why? Because your credit report is the first thing a potential lender will be look at to decide whether or not to grant you the loan, and at what rate of interest.  Even if you pay your bills on time and think you have good credit, you will want to ensure that all the information in your credit report is up-to-date and accurate.

Studies have shown that most credit reports (between 70-90 percent) contain errors that could affect your credit score, and even lead to the rejection of your loan application. Therefore, reviewing your credit report before applying for a loan is a very good idea.  It gives you time to dispute any negative or inaccurate items listed on your credit history that may be the result of simple human error or a technical glitch.  Worse yet, you may find out that you have been a victim of identity theft - something that happens to thousands of people every day!

LifeLock Identity Theft Prevention - Save 10%

Give yourself a chance to clean up your credit report from the point of view of a lender before you ever apply for a loan, whether you are interested in a home loan, car loan or other type of loan.

If you find that you have bad credit, don't despair.  It is possible to fix bad credit.  It may take a little time, but it is well worth cleaning up your credit report before applying for any type of loan - it could save you thousands of dollars over time. 

Tags: Fix Bad Credit - Loan Help